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Port Saint Lucie · Fire Damaged Home Sales

We Buy Fire Damaged Homes
in Port Saint Lucie

Whether the damage is a kitchen fire, partial structural loss, or a complete burnout — we buy fire-damaged homes as-is in Port Saint Lucie. No contractor bids, no insurance fights, no cleanup required before we make an offer.

Total Loss Accepted $0 Cleanup Required Written Offer in 24 Hours
Daniel Corrar, Buddy Buys Florida
Fire Damage Specialists FL Lic. SL3350356 We Answer Every Call Total Loss Accepted $0 Repairs Required

Port Saint Lucie, FL

Why Selling a Fire-Damaged Home Is Different

Fire damage creates a situation that most standard real estate transactions are not built to handle. A conventional buyer cannot get financing on an uninhabitable or structurally compromised property. Insurance settlements often fall short of full rebuild costs. And managing a post-fire reconstruction — permits, contractors, inspections, temporary housing — can take a year or more while you carry a property you cannot live in and may owe a mortgage on.

A cash sale to Buddy Buys Florida offers a direct exit. You take your insurance settlement, add our cash offer, and move forward without managing a rebuild project. We buy at every level of fire damage — smoke and soot only, partial structural loss, or complete burnout. For properties with additional damage types beyond fire, see our distressed property buyer service. For a straightforward as-is sale, see sell house as-is.

Any Level of Fire Damage

Kitchen Fire to Total Loss —
We Buy As-Is.

No cleanup, no contractor estimates, no restoration work required before we make an offer. We assess what we see and price accordingly.

Insurance Payout + Our Offer

Maximize Your Recovery.
Skip the Rebuild.

Your insurance settlement and our cash offer are separate — take both and close out the property without managing a reconstruction project.

What We Buy

Every Type of Fire Damage in Port Saint Lucie

From minor smoke damage to complete structural loss — we buy fire-damaged properties at every level of severity, with no cleanup or repairs required before closing.

Total Loss / Burnout

Properties where fire has destroyed the structure to the point where only the lot and foundation remain. We buy total losses based on land value and rebuild potential. No structure is required for us to make an offer.

Partial Structural Fire Damage

Fire that damaged one section of the home — a wing, a garage, a floor — while leaving the rest standing but affected. These properties are typically unfinanceable through conventional lenders. We buy the whole property as-is.

Smoke and Soot Damage Only

Properties where the structure is intact but smoke and soot have penetrated walls, systems, and HVAC — requiring professional remediation before any buyer could occupy or finance the home. We buy without remediation.

Insurance Payout + Our Offer

Your insurance claim and our purchase are separate transactions. Many sellers receive a partial insurance payout and then sell the property to us — combining both proceeds to maximize total recovery without managing the rebuild.

Open Code Violations From Fire

Fire damage frequently generates municipal violation notices and condemnation orders. We factor these into our offer and address them after closing through the title and permit process. You do not need to resolve them first.

Uninhabitable Properties

Properties with active condemnation notices, red tags, or utility shutoffs from fire damage. Uninhabitable status does not disqualify a property — we have experience buying and closing on properties that cannot legally be occupied.

0
Repairs Required Before Offer
24 Hrs
Offer Timeline
$0
Cleanup Costs to You
Any
Fire Damage Level Accepted

The Process

How We Buy a Fire-Damaged Home

Four steps from your first call to closing. We work fast because every month a fire-damaged property sits costs you taxes, insurance, and carrying costs on a home you cannot use.

1

Call About the Fire Damage

Tell Daniel the level of damage — kitchen fire, partial loss, total burnout. Mention any insurance claim status, violation notices, or condemnation orders. About 10 minutes on the phone.

2

We Visit the Property As-Is

We visit within 24–48 hours. No cleanup required before we arrive. We have walked through properties at every level of fire damage — the condition does not stop us from making an offer.

3

Cash Offer on Current State

We provide a written cash offer based on what the property is worth as damaged. The offer accounts for the damage, any violations, and the cost of what we will need to do after closing. No renegotiation post-contract.

4

Close & Move Forward

We close at a local title company. All liens and violations are handled through closing. You walk away with cash and zero further obligation on the property — the rebuild becomes our project, not yours.

Stop Managing the Aftermath

Don't Manage a Rebuild — Take the Cash Offer

A post-fire rebuild takes 12–18 months, requires active management, and insurance rarely covers the full cost. One call to Daniel can tell you what a direct cash sale would look like instead.

(561) 600-2274 — Call Daniel

Side by Side

Managing a Post-Fire Rebuild vs. Selling Fire Damaged As-Is

Both paths are real options. Here is what each one actually requires from you before you are done with the property.

Managing a Post-Fire Rebuild

  • Contractor bids, vetting, and ongoing project management
  • Permit delays — St. Lucie County rebuild permits take months
  • Insurance disputes over coverage gaps and adjuster estimates
  • Months of carrying costs — mortgage, taxes, insurance on damaged property
  • Ongoing liability while property is vacant and damaged

Selling Fire Damaged As-Is

  • $0 cleanup or contractor fees before closing
  • $0 fees or commissions to seller
  • Written offer in 24 hours after property visit
  • Close in 7–14 days — carrying costs stop immediately
  • Done — rebuild becomes our project, not yours

Your insurance payout and our cash offer are separate. Many sellers take both — the insurance settlement plus our purchase price — to maximize total recovery without managing the rebuild themselves.

Common Questions

Frequently Asked Questions

Will you buy a house that is completely burned down to the foundation?

Yes. We buy fire-damaged properties at every level of damage, including total losses where only the foundation and lot remain. Our offer is based on the land value and after-rebuild potential. Call Daniel to describe what remains and we will tell you if we can move forward.

What if my insurance already paid a partial settlement — can I still sell?

Yes. Receiving an insurance payout does not prevent you from selling the property. Many sellers take the insurance proceeds and combine them with our cash offer to maximize their total recovery. We do not require you to use insurance funds toward repairs before we buy. The property and the insurance claim are handled separately.

Do I need to get contractor bids before you make an offer?

No. We assess the damage ourselves during our property visit and build our offer based on what we see. You do not need to hire a contractor, get estimates, or provide any documentation about repair costs. That is our job to figure out — not yours.

What happens to the property after you buy it — will you rebuild?

What we do with the property after purchase is entirely our responsibility. We typically either rebuild or redevelop the site. You have no ongoing obligations or involvement after closing — the property and everything associated with it transfers to us completely.

Can you close before the fire department clears the property?

We can often proceed while fire department and insurance processes are still ongoing, but title requirements vary depending on the specific situation. Call Daniel with the details of your case — the fire date, current status with the fire marshal or insurance adjuster, and any notices you have received — and we will advise on the fastest possible timeline.

Take the Cash Offer. Let Us Handle the Rebuild.

Daniel Corrar answers every call personally. FL Real Estate License SL3350356. No obligation, no pressure.

(561) 600-2274 — Call Now